Calculators for your German mortgage
Five free calculators for planning — from purchase costs by federal state to the repayment schedule. You enter your own figures; the calculators provide initial guidance. Concrete terms arise in personal consultation.
Choose your calculator
Purchase cost calculator
Real estate transfer tax by federal state plus notary, land register and agent — the amount you need on top of the purchase price as equity.
Open calculator → 🏠 BudgetBudget calculator
How much property is realistic? Estimate the possible loan and purchase-price range from your equity and desired monthly payment.
Open calculator → 📈 InvestmentRental yield calculator
Gross and net rental yield of a let property — including purchase costs and non-recoverable expenses.
Open calculator → 📅 RepaymentRepayment calculator
Monthly payment, interest cost and remaining debt over the fixed-rate period — year by year, optionally with extra repayments.
Open calculator → ⚖️ Early repaymentPrepayment penalty
A rough estimate of the penalty for repaying a loan early within the fixed-rate period.
Open calculator →All calculators work with your own inputs and provide non-binding guidance — not a financing commitment. Concrete terms depend on your credit standing, the loan-to-value ratio and the bank, and arise only in personal consultation.
From the figure to the right bank
The calculators set the direction — I find the bank that fits your situation. Initial consultation free of charge; the bank pays the commission.