How much property can I afford?
Budget first, property search second — otherwise you fall in love with something you cannot finance. From your equity and desired monthly payment, the calculator estimates the possible loan and purchase-price range.
Information
The affordable payment follows from your household budget — income minus expenses, with a buffer. From that payment, your assumed interest rate and the initial repayment rate follows the loan amount; together with your equity and minus the purchase costs, this gives the purchase-price range. Enter interest and repayment yourself — that way the result is your calculation, not an advertised figure.
Your purchase-price range — estimated
Enter equity and desired payment, interest and repayment by your own assumption. The federal state determines the purchase-cost rate.
Non-binding guidance, not a financing commitment. The affordable payment should be based on a real household calculation; banks additionally assess credit standing, loan-to-value and property. Interest and repayment are your assumptions — the actual rate arises only in a concrete offer.
Keep calculating
Purchase costs in detail
Transfer tax by federal state plus notary, land register, agent.
Open calculator → RepaymentRepayment & remaining debt
How payment, interest and remaining debt develop over the years.
Open calculator → IncomeFor the self-employed
How banks assess variable income.
Learn more →