Three constellations, one bank network: expats living in Germany (Blue Card and similar), Germans living abroad, and cross-border workers DE/CH/AT. I know the banks that finance these cases — not every bank does.
You live and work in Germany — on an EU Blue Card, a settlement permit or a fixed-term permit. Own home or buy-to-let. KfW subsidies apply.
Learn more → Germans abroadYou are a German citizen living in Switzerland, Austria, the USA, the UK or Asia — and you want to buy property in Germany. As an investment or for a later return. I know the banks.
Learn more → Cross-border workersYou live in Germany and work in Switzerland, Austria, Luxembourg or the Netherlands. Income is often in a foreign currency. I know the banks that accept this constellation.
Learn more →International financings are a field of their own — most banks turn down residence abroad or foreign-currency income. I have worked as an independent broker in exactly this area since 2016.
I know which banks are active with a Blue Card, Swiss residence or income in USD — and which reject across the board.
Written documents are prepared in a bank-compliant form. For Russian-speaking clients, all explanations are available in Russian.
Listed-building depreciation, QNG new builds, KfW combinations — also for expats and non-residents (where permitted).
Reviewed and regulated by the IHK Mittlerer Niederrhein. Free advice — the commission is paid by the bank.
Video call, phone, in person. Based in Krefeld, with clients across Germany and abroad.
Including specialist banks for non-residents, Blue Card mortgages and cross-border constellations.
Highly qualified newcomers, LTI/LTV rules, range of banks.
View page → Expats DEGerman investment property + listed-building depreciation + KfW.
View page → Expats DEFixed-term vs. permanent, banks by status.
View page → Germans abroadThe largest sub-market, CHF income, pension fund.
View page → Germans abroadThird countries, USD/GBP/SGD, US-law topic.
View page → Germans abroadNL, AT, IT, ES, FR — residence in the EU, property in DE.
View page → Cross-border workersCH/AT/LU/NL — foreign currency, range of banks.
View page →★★★★★“Its simply amazing and very friendly. we never had a very formal conversation right from the beginning of our business. Its really a great service for expats like me where there are lot of complications with the legal bindings in buying a property in Germany. I would recommend his services 5/5 for anyone who has a similar background like me — i assure you will be happy to take up your property if you associate your business with Herr Perini.”
Two typical constellations from practice — EU Blue Card and settlement permit. Terms are current and depend on creditworthiness.
Model calculation, without guarantee. Terms depend on creditworthiness.
A settlement permit enables standard financing with a wider circle of banks.
Model calculations without guarantee. Not binding offers. Terms vary by creditworthiness, property and bank. Not tax or legal advice.
Residence permit, foreign-currency income, non-resident taxation, CRR III — what international buyers should prepare for financing in Germany. As of 2026, sent directly by e-mail.
Free, non-binding initial consultation — the commission is paid by the bank. I check 500+ banks plus all state development programmes for your situation.
Advice free · commission paid by the bank · §34i GewO · not tax advice
Relevant for expats too — listed-building depreciation combination possible.
View page → ProgrammeKfW 297/298, EH40 standard, up to 25 % repayment grant.
View page → KfWDetail page with conditions and application path.
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