Case reports: financing with an overseas link
Real, anonymised case reports from my work — how financings succeed that first banks initially reject. People, places and individual figures have been changed to protect privacy; each case is an individual case and not a guaranteeable statement for other projects.
From practice
Financing with a residence in Spain
An investment property in Düsseldorf despite living in Spain — three rejections, then the commitment.
To the case report → Commuter · CHF incomeIncome from Switzerland
A home near Freiburg with income from Switzerland — the place of residence was not the problem.
To the case report → Residence DubaiFinancing with a residence in Dubai
An international career in Dubai and German property — no contradiction.
To the case report → Residence USAFinancing with a residence in the USA
Why a six-figure US income alone is not enough — and how it succeeded anyway.
To the case report → Netherlands · InvestmentAn entrepreneur from the Netherlands
Two rejections, then a Dutch entrepreneur financed his investment property.
To the case report → Switzerland · DentistA Swiss dentist finances in Germany
Despite excellent creditworthiness, no financing at first — and why.
To the case report → USA · Source of fundsA US investor & the source of funds
Not the money, but the origin of the money became the real hurdle.
To the case report → France · Variable incomeA pilot with variable income
A flat in Munich despite fluctuating pilot pay.
To the case report → Italy · EntrepreneurAn entrepreneur from Italy
Why German banks read Italian balance sheets differently — and how it succeeded.
To the case report → India · Skilled workerA software developer from India
Why a top salary alone does not guarantee financing.
To the case report → LuxembourgA couple from Luxembourg
Why even bank employees can fail with their own financing.
To the case report → Austria · ChiemseeA family from Austria
A detached house on Lake Chiemsee — why residence mattered more than income.
To the case report → United Kingdom · BrexitA job in London, a home in Germany
Brexit and a job in London — almost the end of the home-ownership dream.
To the case report → Dubai · Tax-freeTax-free income from Dubai
Tax-free income, high savings, two rejections — then Munich worked out.
To the case report → Singapore · Employee sharesA manager from Singapore
Why employee shares almost caused the financing to fail.
To the case report → Japan · Fixed-term contractAn engineer from Japan (fixed-term)
Why a fixed-term contract almost ended the home-ownership dream.
To the case report → South Africa · No SCHUFAEmigrants without a SCHUFA record
Why a missing SCHUFA record was not the real problem.
To the case report → Brazil · DoctorA heart surgeon from Brazil
Why the German employment contract alone was not enough for the bank.
To the case report → Israel · Start-up exitAn entrepreneur from Israel, Munich
Why a seven-figure account balance alone does not guarantee financing.
To the case report →Your case not here yet?
Almost every situation with an overseas link is solvable. Describe your situation to me — the initial call is free.