Repayment calculator
How much is left at the end of the fixed-rate period? The calculator shows your payment, the interest cost and the remaining debt — year by year, optionally with an annual extra repayment.
Information
With an annuity loan the payment stays constant; each year the interest share falls and the repayment share rises. A higher initial repayment rate or regular extra repayments noticeably reduce the remaining debt at the end of the fixed-rate period — and thus the follow-up risk. Enter interest and repayment yourself; the result is your calculation.
Your repayment path
Enter loan amount, interest, initial repayment and fixed-rate period; optionally an annual extra repayment.
| Year | Interest | Repayment | Extra repayment | Remaining debt |
|---|
Non-binding guidance. Annuity loan with a constant payment; extra repayments are only possible within the contractually agreed scope. Interest and repayment are your assumptions — concrete terms arise in an offer.
Keep calculating
Follow-up financing
What happens to the remaining debt after the fixed-rate period — and how switching banks helps.
Learn more → Early repaymentPrepayment penalty
What early repayment roughly costs.
Open calculator → OverviewAll calculators
Purchase costs, budget, yield and more.
To the overview →