Perini Finance & PropertyMortgages in Germany · §34i GewO
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Self-Disclosure DE/EN — bilingual, fillable template

The self-disclosure form is the structured overview of your financial situation — income, outgoings, assets and liabilities — that the bank needs to assess a loan. This template is bilingual and includes special fields for non-residents. The German mortgage requirements here are documented in full below — nothing held back for a form.

In short

What is the self-disclosure form?

The structured overview of your financial situation — income, outgoings, assets and liabilities — that a German bank needs to assess a loan. This template is bilingual (DE/EN), fillable on screen or for printing, and all its sections are set out in full on this page.

What does it have that a standard German form lacks?

Four entries for cases with residence or income abroad: country of residence and tax status (unlimited or limited liability), residence permit with type and expiry, income currency, and property held abroad with value and outstanding balance — otherwise it does not count as equity.

What do I get, and what does it cost?

The self-disclosure form as a fillable PDF (3 pages) plus a separate data-protection consent sheet, straight to your inbox, free — commission from the bank.

What our advice costs →

Who is behind it?

Perini Finance & Property — licensed under §34i GewO, 650+ banks compared, we know the banks whose lending rules cover foreign income and several income sources. First consultation free and non-binding.

In full

All 11 sections of the self-disclosure

This is the complete content of the template. Knowing what is asked lets you gather everything once instead of sending three follow-ups — the most common reason a German financing drags on for weeks.

Section 1

Personal Data

Persönliche Daten

  • Surname
  • First name
  • Street and number
  • ZIP, city, country
  • Date of birth
  • Nationality
  • Marital status
  • Number of children
  • Phone / mobile
  • Email
Section 2

Tax Status & Residency

Steuer-Status & Wohnsitz

  • Country of residence
  • German tax ID (TIN)
  • Foreign tax ID
  • Tax status: unlimited or limited (NRA)
Section 3

Residence Permit (if non-EU)

Aufenthaltstitel (falls Nicht-EU)

  • Type of permit (§18b, §19c, §21, Blue Card)
  • Issue date
  • Valid until
  • Settlement permit held?
Section 4

Bank Account

Bankverbindung

  • Bank and country
  • IBAN
  • BIC / SWIFT
Section 5

Current Employment

Aktuelle Tätigkeit

  • Type of employment
  • Profession
  • Employed since
  • Employer and country
  • Contract: permanent, probation or fixed-term
Section 6

Monthly Income (net)

Monatliche Einnahmen (netto)

  • Income currency
  • Salary (net)
  • Recurring variable income
  • Self-employment income
  • Pensions
  • Rental income (net)
  • Child benefit
  • Alimony received
  • Other income
Section 7

Monthly Expenses

Monatliche Ausgaben

  • Housing (rent or mortgage payment)
  • Health insurance
  • Other insurance
  • Cost of living
  • Loans / leasing
  • Alimony paid
  • Other expenses
Section 8

Available Equity

Verfügbares Vermögen (Eigenkapital)

  • Bank savings
  • Securities / portfolio (market value)
  • Life insurance (surrender value)
  • Building society savings
  • Other assets
Section 9

Existing Property

Bestehendes Immobilienvermögen

  • Number of properties
  • Country / location
  • Total market value
  • Total living space
  • Monthly rental income
  • Outstanding loan balance
  • Monthly mortgage payment
Section 10

Other Liabilities

Sonstige Verbindlichkeiten

  • Consumer and instalment loans
  • Leasing contracts
  • Guarantees given
  • Other liabilities
Section 11

Consent to data processing (GDPR Article 6, paragraph 1a)

Einwilligung

  • Consent to processing for the purpose of a financing offer
  • Place, date
  • Signature of applicant and co-applicant
The difference

Four entries a standard German form does not have

The usual bank forms are cut for domestic cases. Where residence or income sits abroad, they lack exactly the fields the assessment hangs on — and the bank then asks for them one at a time:

  • Country of residence and tax statusunlimited or limited (NRA) tax liability — this decides which documents are needed (section 2)
  • Residence permittype, issue date, expiry, settlement permit — the first question for non-EU applicants (section 3)
  • Income currencya salary in francs, dollars or pounds is assessed differently from euros (section 6)
  • Property held abroadmarket value, outstanding balance and payment per property, with country — otherwise it does not count as equity (section 9)

What you get

  • Self-disclosure DE/EN · bilingual, fillable on screen or for printing
  • Straight to your inbox · as an attachment, ready to use
€0Fee — commission from the bank
30sto download

Open the file directly — no form: Self-disclosure form DE/EN (PDF, 3 pages)

Consent only: Data protection consent DE/EN for signature (PDF, 1 page) — section 11 of the self-disclosure form as a sheet of its own, extended by withdrawal, retention period and your rights. For cases where only the consent has to be signed.

Request the self-disclosure form

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Afterwards

Want to fill it in together?

If you have questions about individual fields — especially with foreign income or several income sources — I'm happy to help directly. First consultation free and non-binding.

What happens after the self-disclosure form?

Please note

What this template doesn't replace

The self-disclosure form is a working template, not legal or tax advice. Mortgage brokerage under the German §34i GewO licence (Olga Nikushkina).