Perini Finance & Property Mortgages in Germany · §34i GewO
Calculator · Investment

Rental yield calculator

The gross yield appears in every listing — the more honest figure is the net yield: with purchase costs and non-recoverable expenses. Work out both.

Information

The gross rental yield relates the annual net cold rent to the purchase price — a quick first look. The net rental yield is more realistic: it includes the purchase costs in the invested capital and deducts the non-recoverable operating costs (management, maintenance reserve, non-recoverable shares) from the rent. Financing and tax are deliberately excluded here — both are individual.

Rental yield calculator

Gross and net rental yield

Enter purchase price, purchase costs, annual cold rent and annual non-recoverable expenses.

Your yield (indicative)
gross rental yield
net rental yield
invested capital

Non-binding guidance. Without financing and without tax effects (depreciation, deductible expenses, your personal tax rate) — these are individual and belong with tax advice. For financing a buy-to-let I advise in line with §34i, without tax advice.

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Investment & financing

Non-residents

Buy-to-let for non-residents

Financing a let German property even with residence abroad.

Learn more → Expats

Buy-to-let on a Blue Card

Buy-to-let for international skilled professionals.

Learn more → Costs

Calculate purchase costs

So the invested capital in the yield is right.

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FAQ

Frequently asked questions about rental yield

What is the difference between gross and net rental yield?
The gross yield is the annual cold rent divided by the purchase price. The net yield includes the purchase costs in the invested capital and deducts the non-recoverable operating costs from the rent — it is the more realistic figure.
Are financing and tax included?
No. The calculator shows the property yield before financing and tax. Interest costs, depreciation, deductible expenses and your personal tax rate change the picture individually — tax questions belong with your tax adviser.
Do you also finance buy-to-let for investors abroad?
Yes — that is one of my focus areas. For non-resident taxpayers and expats there are dedicated routes; the decisive factor is the right bank for each constellation.