Perini Finance & PropertyMortgages in Germany · §34i GewOWhy our banks say yes
Legal notices

Legal notice (Imprint)

Information in accordance with Section 5 of the Digital Services Act (DDG). This section contains details of the provider, licence, supervisory authority (Aufsichtsbehörde), intermediary register and contact details.

Who runs this website?

Perini Finance & Property, Olga Nikushkina, Oberstraße 3, 47829 Krefeld, Germany, operates this website. It is a property loan broker in accordance with Section 34i(1), first sentence, of the German Trade Regulation Act (GewO) and a loan broker in accordance with Section 34c of the GewO, registered in the brokers’ register under number D-W-132-ZUCB-95. The licensing authority (Erlaubnisbehörde) is the Chamber of Industry and Commerce for the Middle Lower Rhine (IHK Mittlerer Niederrhein) in Krefeld.

What authorisation has been granted?

Property loan broker in accordance with Section 34i(1), first sentence, of the Trade Regulation Act (GewO) and loan broker in accordance with Section 34c of the Trade Regulation Act (GewO), authorised in Germany. Intermediary register pursuant to Section 11a(1) of the German Trade Regulation Act (GewO), registration number D-W-132-ZUCB-95. Licensing and supervisory authority: Chamber of Industry and Commerce for the Middle Lower Rhine (IHK Mittlerer Niederrhein), Nordwall 39, 47798 Krefeld.

How do you contact the provider?

Telephone +49 2151 3293344, mobile and WhatsApp +49 178 9094210, email olga@perini-financeandproperty.com. VAT registration number in accordance with Section 27a of the German Value Added Tax Act (UStG): DE319448115.

Information in accordance with Section 5 of the DDG

Perini Finance & Property
Olga Nikushkina
Oberstraße 3
47829 Krefeld
Germany

Contact

Telephone: +49 2151 3293344
Mobile/WhatsApp: +49 178 9094210
Email: olga@perini-financeandproperty.com
Website: https://perini-financeandproperty.com

VAT (Umsatzsteuer) registration number

VAT registration number in accordance with Section 27a of the German VAT Act (UStG): DE319448115

Job title and professional regulations

Property loan broker under §34i (1) sentence 1 GewO
Loan broker under §34c GewO (other loans)
Granted in: Germany
Professional regulations: §34i GewO, Ordinance on Property Loan Brokerage (ImmVermV); §34c GewO, Ordinance on Brokers and Property Developers (MaBV)
What this licence means for you and who pays for the advice: Fees and independence
Available at: www.gesetze-im-internet.de/gewo/__34i.html and www.gesetze-im-internet.de/immvermv/

Licensing authority / Regulatory authority

Chamber of Industry and Commerce for the Middle Lower Rhine
Nordwall 39
47798 Krefeld
Telephone: 02151 635-0
Website: www.mittlerer-niederrhein.ihk.de

Register of Intermediaries

Entered in the broker register under §11a (1) GewO
Registration number: D-W-132-ZUCB-95
Register-keeping authority: IHK Mittlerer Niederrhein
Public register: www.vermittlerregister.info
Active in (according to the register): Spain — registered there with the Banco de España, code D559, since 25 November 2021 (app.bde.es)
Contributing person under §11a GewO: Siegfried Perini, registered as an employee directly involved in brokerage or advice

Professional indemnity insurance (Berufshaftpflichtversicherung)

Allianz Deutschland AG
Königinstraße 28
80802 Munich
Geographical scope: Europe

Dispute resolution

I am neither obliged nor willing to take part in dispute resolution proceedings before a consumer arbitration board (Verbraucherschlichtungsstelle).

Liability for content

As a service provider, I am liable under Section 7(1) of the German Digital Services Act (DDG) for my own content on these pages in accordance with general legislation. The information provided on this website does not constitute tax, legal or investment advice. All information is provided without guarantee.

As at 29 September 2026

Frequently Asked Questions

What authorisation has been granted?

Property loan broker in accordance with Section 34i(1), first sentence, of the German Trade Regulation Act (GewO) and loan broker in accordance with Section 34c of the GewO, authorised in Germany. Intermediary register pursuant to Section 11a(1) of the German Trade Regulation Act (GewO), registration number D-W-132-ZUCB-95.

How do you contact the provider?

Telephone +49 2151 3293344, mobile and WhatsApp +49 178 9094210, email olga@perini-financeandproperty.com. VAT registration number in accordance with Section 27a of the German Value Added Tax Act (UStG): DE319448115.

Who pays for the consultation?

The commission is usually paid by the lending bank, not by you. What this means for choosing a bank.

Any questions on this topic?

A first consultation is free and without obligation — the commission is, as a rule, paid by the bank. We tell you what this means for your own financing.

Book a callWhatsApp Siegfried

Related pages

Remuneration

Who pays for the consultation?

The commission is usually paid by the lending bank, not by you. What this means for choosing a bank.

Procedure

How financing works here

From the first enquiry to the offer — the steps involved and what you’ll need at each stage.

Financing

All funding options

Home ownership, investment, follow-up financing, mortgage lending — an introduction to these topics.

Questions

Frequently Asked Questions

The questions most frequently asked during the initial consultation — answered briefly.

Olga Nikushkina – expat mortgage advisor, licensed under §34i GewO

Editorially responsible: Olga Nikushkina — owner, §34i GewO (German mortgage brokerage), adviser register D-W-132-ZUCB-95. Specialised in German property financing with an international dimension: non-residents, foreign-currency income, cross-border workers, expats. Siegfried Perini is entered in the German intermediary register under this licence as a person directly involved in brokerage and advice (§ 11a GewO), active in real estate since 1992. Not legal or tax advice.

Last updated: 14 October 2026