Banks for tax non-residents living in Switzerland
The largest sub-market among residence countries: CHF income and pension-fund assets as equity.
In short
Which banks finance a mortgage in Germany from Switzerland?
Of the 650+ banks in reach, tax non-residents generally have a circle of 6 to 10 institutions with international experience. It is the largest sub-market among residence countries, with CHF income and pension-fund assets usable as equity.
In which currency is my income assessed?
Income is typically paid in CHF. Some lenders do not accept foreign-currency income — others do.
Which banks finance tax non-residents living in Switzerland?
The largest sub-market among residence countries: CHF income, pension-fund assets as equity. Of the 650+ banks in reach, tax non-residents generally have a circle of 6–10 institutions — for Switzerland the point above additionally decides which of them apply. This is not legal or tax advice.
What matters for residence in Switzerland
Income is typically paid in CHF — details on the full constellation (loan-to-value, documents, currency discount) are on Residence Switzerland — all topics.
Frequently asked questions
Which banks finance tax non-residents living in Switzerland?
What currency is my income paid in?
By country and topic
All banks for tax non-residents
Partner network, institution types, reach vs. brokerage.
All banks for tax non-residents →Residence Switzerland — all topics
Loan-to-value, documents, conditions for Switzerland.
Residence Switzerland — all topics →Run the numbers and check funding
Calculate your budget
How much property is realistically financeable with your equity and income?
Calculate your budget →KfW funding
Usually excluded for a pure investment property from abroad — returning for owner-occupation often opens up regular KfW programmes.
KfW funding →State funding by federal state
Almost every federal state has its own development bank, often combinable with KfW.
State funding by federal state →Discuss your case
Non-binding initial consultation free of charge — the bank pays our fee.