Banks for tax non-residents living in the Netherlands
Euro income — accessible for the pool of banks, though unlike Austria, documents and communication are not automatically in German.
In short
Which banks finance a mortgage in Germany from the Netherlands?
Of the 650+ banks in reach, tax non-residents generally have a circle of 6 to 10 institutions with international experience. Euro income makes it accessible for the pool of banks.
In which currency is my income assessed?
Income is typically paid in euro, so no foreign-currency discount comes into play.
Which banks finance tax non-residents living in the Netherlands?
Euro income — one of the more accessible tax non-resident constellations for the pool of banks. Of the 650+ banks in reach, tax non-residents generally have a circle of 6–10 institutions — for the Netherlands the point above additionally decides which of them apply. This is not legal or tax advice.
What matters for residence in the Netherlands
Income is typically paid in euro — details on the full constellation (loan-to-value, documents, currency discount) are on EU residence — all topics.
Frequently asked questions
Which banks finance tax non-residents living in the Netherlands?
What currency is my income paid in?
By country and topic
All banks for tax non-residents
Partner network, institution types, reach vs. brokerage.
All banks for tax non-residents →EU residence — all topics
Loan-to-value, documents, conditions for the Netherlands.
EU residence — all topics →Buying a house in Germany from the Netherlands
This page in Dutch.
Huis kopen in Duitsland →Run the numbers and check funding
Calculate your budget
How much property is realistically financeable with your equity and income?
Calculate your budget →KfW funding
Usually excluded for a pure investment property from abroad — returning for owner-occupation often opens up regular KfW programmes.
KfW funding →State funding by federal state
Almost every federal state has its own development bank, often combinable with KfW.
State funding by federal state →Discuss your case
Non-binding initial consultation free of charge — the bank pays our fee.