Buying a House in Germany — Banks for UK Residents
Since Brexit the situation has noticeably improved: no more conversion right, GBP income possible with specialist banks. Olga Nikushkina has arranged more than 300 financings for tax non-residents since 2019.
Which banks finance tax non-residents living in the United Kingdom?
Since Brexit the situation has noticeably improved: no more conversion right, GBP income possible with specialist banks. The conversion right under §503 BGB no longer applies since Brexit — before, it often stood in the way of financing. Of the 650+ banks in reach, tax non-residents generally have a circle of 6–10 institutions — for the United Kingdom the point above additionally decides which of them apply. Olga Nikushkina has arranged more than 300 financings for tax non-residents since 2019. This is not legal or tax advice.
What legally applies for residence in the United Kingdom
The conversion right under §503 BGB no longer applies since Brexit — before, it often stood in the way of financing. Income is typically paid in GBP — details on the full constellation (loan-to-value, documents, currency discount) are on UK, USA & Asia — all topics.
Frequently asked questions
Which banks finance tax non-residents living in the United Kingdom?
Does the conversion right under §503 BGB apply for residence in the United Kingdom?
What currency is my income paid in?
By country and topic
All banks for tax non-residents
Partner network, institution types, reach vs. brokerage.
All banks for tax non-residents →UK, USA & Asia — all topics
Loan-to-value, documents, conditions for the United Kingdom.
UK, USA & Asia — all topics →Run the numbers and check funding
Calculate your budget
How much property is realistically financeable with your equity and income?
Calculate your budget →KfW funding
Usually excluded for a pure investment property from abroad — returning for owner-occupation often opens up regular KfW programmes.
KfW funding →State funding by federal state
Almost every federal state has its own development bank, often combinable with KfW.
State funding by federal state →Discuss your case
Non-binding initial consultation free of charge — the bank pays our fee.