Buying a House in Germany — Banks for UK Residents
Since Brexit the situation has noticeably improved: GBP income is possible with specialist banks.
In short
Which banks finance a mortgage in Germany from the United Kingdom?
Of the 650+ banks in reach, tax non-residents generally have a circle of 6 to 10 institutions with international experience. Since Brexit the situation has noticeably improved, with GBP income possible at specialist banks.
In which currency is my income assessed?
Income is typically paid in GBP. Some lenders do not accept foreign-currency income — others do.
Which banks finance tax non-residents living in the United Kingdom?
GBP income is possible with specialist banks — some lenders do not accept foreign-currency income, others do. Of the 650+ banks in reach, tax non-residents generally have a circle of 6–10 institutions — for the United Kingdom the point above additionally decides which of them apply. This is not legal or tax advice.
What matters for residence in the United Kingdom
Income is typically paid in GBP — details on the full constellation (loan-to-value, documents, currency discount) are on UK, USA & Asia — all topics.
Frequently asked questions
Which banks finance tax non-residents living in the United Kingdom?
What currency is my income paid in?
By country and topic
All banks for tax non-residents
Partner network, institution types, reach vs. brokerage.
All banks for tax non-residents →UK, USA & Asia — all topics
Loan-to-value, documents, conditions for the United Kingdom.
UK, USA & Asia — all topics →Run the numbers and check funding
Calculate your budget
How much property is realistically financeable with your equity and income?
Calculate your budget →KfW funding
Usually excluded for a pure investment property from abroad — returning for owner-occupation often opens up regular KfW programmes.
KfW funding →State funding by federal state
Almost every federal state has its own development bank, often combinable with KfW.
State funding by federal state →Discuss your case
Non-binding initial consultation free of charge — the bank pays our fee.