RLP & Saarland funding: ISB Rhineland-Palatinate · SIKB Saarland
Two state development banks for Rhineland-Palatinate and Saarland — housing funding in Mainz, Trier, Koblenz, Saarbrücken. Combinable with KfW and listed-building depreciation.
Two development banks for RLP and Saarland
ISB Rhineland-Palatinate
Investment and Structural Bank of Rhineland-Palatinate: housing funding, modernisation, home-ownership funding. For Mainz, Koblenz, Trier and Ludwigshafen.
SIKB Saarland
Saarland Investment and Credit Bank: housing funding, modernisation. For Saarbrücken and the Saarland region.
Rhineland-Palatinate and Saarland compared
Transfer tax: Rhineland-Palatinate 5.0%, Saarland 6.5%. RLP is among the cheaper federal states for ancillary costs.
Mainz: a university city on the Rhine, stable rental demand. Listed stock in the old town with moderate refurbishment shares of 40–60%.
Trier: Germany’s oldest city with a high share of listed buildings. The university provides stable demand. Cross-border commuters to Luxembourg are relevant too.
Koblenz: the confluence of the Rhine and Moselle, tourism and industry. Existing properties are well developed.
Saarbrücken: a university city, stable rental demand. Proximity to France/Luxembourg is relevant for cross-border-commuter constellations.
Combination options
- Mainz listed: listed-building depreciation + ISB modernisation + KfW 261
- Trier stock: energy refurbishment + ISB + KfW 261 — a cross-border-commuter constellation is also possible
- Saarbrücken new build: KfW 297/298 + SIKB
- Koblenz families: ISB home ownership + KfW 300 families
Frequently asked questions
What does the ISB fund in Rhineland-Palatinate?
How high is the transfer tax in Saarland?
Is Trier worthwhile for investment?
Funding in other federal states
L-Bank Baden-Württemberg — housing funding
State funding.
View page → Federal stateLfA Bavaria — housing funding with tax advantage
State funding.
View page → Federal stateIBB Investment Bank Berlin — housing funding
State funding.
View page → Federal stateNorthern Germany funding: IFB Hamburg · NBank · ILB Brandenburg
State funding.
View page → Federal stateWIBank Hesse — housing funding
State funding.
View page → Federal stateNRW.BANK — housing funding NRW
State funding.
View page → Federal stateSAB · IB Saxony-Anhalt · TAB
State funding.
View page →Check the funding for your project
I check state funding, the KfW combination and the right bank for your property — free, non-binding, in German and Russian.