Direct bank · nationwide

Mortgage financing via ING — when the case is clear

ING is a direct bank without a branch network. Its strength is a lean, digital process for well-structured standard cases. We broker your financing independently — ING is one of over 500 banks we compare.

What sets ING apart

Profile for mortgage financing

Lean online process

Application and documents run digitally. With a clean file it moves fast, because there is no branch step in between.

Standard cases, clear credit standing

Employees with good income and a marketable property fit the grid. Special repayments and forward loans are possible.

Nationwide, no branch appointment

You don’t need a nearby branch. That’s convenient — but it doesn’t replace advice on special cases.

Who ING suits — and when it doesn’t

A good fit if: Are you employed, with stable credit standing and a marketable property? Then ING is often fast and inexpensive.

Less so if: Self-employed people with fluctuating income, foreign income or difficult properties often fall outside the direct-bank grid. Here we check other banks in parallel.

Brokered independently. We are not tied to any single bank and compare over 500 banks at once — reachable through our platform connections (Prohyp, Baufinex, Forum, ABACUS, Hyposmart). Advice, the bank comparison and the financing enquiry are free for you; we are paid by the financing bank. Brokerage under §34i GewO (Olga Nikushkina).

Putting the terms in context

A direct bank assesses strictly by template. If your case fits, the terms are usually keenly priced. If it doesn’t fit, the template rejects without looking at the individual case — that’s when comparison pays off. Actual rates depend on credit standing, loan-to-value and the day; we calculate them for your case.

Request your initial analysis — free of charge

We check whether ING or another of over 500 banks fits your case. No obligation, free of charge. Message us on WhatsApp or book a 30-minute call.